Back before Christmas I was thinking about New Year's goals I wanted to make. One in particular had to do with finances. So I signed up for a Dave Ramsey class but had conflicted feelings because it cost money and I am trying to save it. Then for New Year's my parent's gave us all his book. I have loved reading every minute of it! I haven't finished it yet, but I have made some big changes already.
First off I was planning on moving, but didn't for several reasons, but mostly because of the principles in the book. Second I was going to buy a new couch set the weekend I read this book and decided to wait. Third I cut up cards. The biggest change I made was trading in my car for the model below. The picture is not my car, but is the exact model. I got a 2006 Hyundai Sonata that was older then my Prius and had more miles on it, but I now owe a lot less and will be able to pay off all my debts a lot quicker.
If you have not read his book you MUST! He doesn't just make valid points, but these are common sense principles that everyone should be living. I love this quote..."It is human nature to want it and want it now; it is also a sign of immaturity. Being willing to delay pleasure for a greater result is a sign of maturity (doesn't this remind you of Elder Uchtdorf's talk about the marshmallows?)."
Best quote: "If you will live like no one else, later you can live like no one else."
I LOVE Dave Ramsey and Ryan & I try to live by all his baby steps. Have you ever listened to his show at night on the radio? It's so great.
ReplyDeleteCarissa I have listened to some of his pre-recorded stuff, but I haven't listened to the live show yet. I'm not sure when it is on? I am on fire to get going in all the Baby Steps though:)What has been the hardest part for you and Ryan?
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